NOW OPEN! Charleston Financial Center

200 Quarrier Street, Charleston, WV 25301

Monday–Friday: 8:00 AM – 5:00 PM • Drive-Thru 7:30 AM – 5:00 PM
Saturday: Lobby Closed • Drive-Thru 8:00 AM – Noon

CLICK HERE TO LEARN MORE

FDIC Insured - Backed by the full faith and credit of the U.S. Government

TOLL FREE: 844-782-2651
Refinance Loans

Whether you’re lowering your rate, shortening your term, or taking cash out, Poca Valley offers
refinance options to help you make the most of your home.

  • Portfolio ARMs
  • Secondary Market Loans
  • Government Streamline Refinancing

Portfolio ARMs

Home Equity Line of Credit (HELOC) - Poca Valley Bank
Flexible underwriting for unique situations
Refinance Loans - Poca Valley Bank
100% financing available; No PMI
Refinance Loans - Poca Valley Bank
Great for large acreage, log homes, or farms
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We are a leading lender for modulars, doublewides and even singlewides with land.
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Low closing costs

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us

Secondary Market Loans

Home Equity Line of Credit (HELOC) - Poca Valley Bank
Fixed interest rates
Refinance Loans - Poca Valley Bank
PMI required if over 80% LTV

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us

Government Streamline Refinancing

Home Equity Line of Credit (HELOC) - Poca Valley Bank
USDA, FHA, and VA streamline options available for existing borrowers of those programs
Refinance Loans - Poca Valley Bank
Simplified approval process and reduced documentation in many cases

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us