Business Checking
Your business is not one size fits all, and neither should your Checking Account be. Poca Valley Bank offers a variety of checking accounts to meet your business needs. We provide tools to help you take care of business on the go; safely and efficiently – such as:
- E-Business and Business Mobile Banking
- Online Bill Pay
- An ATM/Debit Card
Free 100 Business Checking
This account is the smart choice for the small business or sole proprietor with low transaction volume.
This account was designed for the small business or sole proprietor with low transaction volume. No minimum balance or monthly maintenance fee and free limited transactions make this a smart choice.
- $250 opening balance required
- No minimum balance required
- No monthly service charges
- Transactions: 100 free transaction items per month, $0.25 per item over 100
Business Checking
Best suited for businesses with moderate transaction volume.
Best suited for businesses with moderate transaction volume. This account allows your business the flexibility of processing a higher volume of transactions at no charge, along with no monthly maintenance fee when you maintain a minimum balance.
- $250 opening balance required
- $1,000 – $2,500 minimum balance required
- Minimum balance charge: $5.00 if a minimum of $1,000 is not maintained. $3.75 if a minimum of $2,500 is not maintained
- Transactions: Unlimited. High-volume accounts (>300 items per month) may consider the Commercial Account
IOLTA Account
Interest on Lawyers Trust Accounts Checking
This account is best if you are a lawyer or law firm associate who manages general trust accounts or you participate in an IOLTA program.
- No minimum deposit to open
- No minimum balance required
- No monthly service charges
- Interest compounded and credited monthly
- Interest rate: Variable*
- Direct payment of interest to the WV Bar Foundation, Inc.