NOW OPEN! Charleston Financial Center

200 Quarrier Street, Charleston, WV 25301

Monday–Friday: 8:00 AM – 5:00 PM • Drive-Thru 7:30 AM – 5:00 PM
Saturday: Lobby Closed • Drive-Thru 8:00 AM – Noon

CLICK HERE TO LEARN MORE

FDIC Insured - Backed by the full faith and credit of the U.S. Government

TOLL FREE: 844-782-2651
Purchase Loans

We offer both Secondary Market Fixed-Rate Loans and a full suite of In-House Portfolio Loans,
giving you flexible options tailored to your specific needs.

  • Portfolio ARMs
  • Secondary Market Loans
  • Government-Backed Loans
  • WV Housing Programs

Portfolio ARMs

Home Equity Line of Credit (HELOC) - Poca Valley Bank
Flexible underwriting for unique situations
Refinance Loans - Poca Valley Bank
100% financing available; No PMI
Refinance Loans - Poca Valley Bank
Great for large acreage, log homes, or farms
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We are a leading lender for modulars, doublewides and even singlewides with land.
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Low closing costs

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us

Secondary Market Loans

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Fixed interest rates
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Down payments as low as 3%
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Terms from 10 to 30 years
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Private Mortgage Insurance (PMI) required if over 80% LTV

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us

Government-Backed Loans

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USDA
100% financing for rural areas; ideal for low-to-moderate income borrowers
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FHA
Down payment as low as 3.5%
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VA
100% financing for qualified veterans, active duty, and military reserve members

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us

WV Housing Programs

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Low down payment options
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Closing cost assistance for eligible low-to-moderate income buyers

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now Contact Us