PVB offers a variety of deposit accounts to best suit the needs of our customers

 

AccountSimply YoursSimply SecureSimply Elite
 Basic Features Unlimited Check Writing
Debit Card (If Approved)
Mobile Banking
Online Banking
Telebank
BillPay
eStatements
Unlimited Check Writing
Debit Card (If Approved)
Mobile Banking
Online Banking
Telebank
BillPay
eStatements
Unlimited Check Writing
Debit Card (If Approved)
Mobile Banking
Online Banking
Telebank
BillPay
eStatements
 Initial Deposit $50 $500 $1,000
 Minimum Balance No Minimum Balance $500 $1,000
 Interest Bearing  Not Interest Bearing  Interest Bearing

 Checking account interest at certificate of deposit rates

Multi Tiered interest bearing account based on account balance

 Additional Benefits  - Cell Phone Protection
Total Identity Monitoring
3-in-1 Credit Report
Buyer's Protection
Extended Warranty
Accidental Death & Dismemberment Insurance
Leisure & Travel Discounts
Family Health Discounts
 -
 Fee $6 service fee waived on qualified accounts $10 minimum balance fee waived on qualified accounts $10 minimum balance fee waived on qualified accounts
How To Eliminate This Fee eStatements

OR

$500 in signature or non-pinned based debit card transactions

OR

Maintain a minimum balance of $5,000 in total deposit balances

Maintain $500 minimum balance and one of the following during the statement cycle:

eStatements

OR

$500 in signature or non-pinned based debit card transactions

OR

Maintain a minimum balance of $5,000 in total deposit balances

Maintain $1,000 minimum balance and one of the following during the statement cycle:

eStatements

OR

$500 in signature or non-pinned based debit card transactions

OR

Maintain a minimum balance of $5,000 in total deposit balances
 See More On This Account  Simply Yours  Simply Secure Simply Elite 

 

Checking Account Fee Schedule

Savings Accounts

The Poca Valley Bank offers three savings accounts: PVB Statement Savings, PVB eSavings and PVB Junior Savings. The PVB Junior Savings account is only available to individuals under 18 years of age and carries no minimum balance. ATM cards are available with the PVB Junior Savings account to persons on the account age 13 or older with approval. The regular PVB Statement Savings account is designed for those over 18 years of age and requires a $50 minimum balance. Statement Savings Accounts are limited to not more than six(6) withdrawals or transfers to other accounts or any third party by means of a preauthorized transfer, automatic transfer, telephone order or computer order during any 30 day period.  PVB eSavings Accounts are transactional and do not have the same withdrawal limitations. 

All three accounts offer the following features (please contact a PVB Financial Service Representative for complete details):

  • Interest Bearing
  • ATM Card is available
  • PVB Anywhere Internet Banking
  • Telebank Telephone Banking

Certificate of Deposit / Individual Retirement Accounts

For long-term money management, Poca Valley Bank also offers Certificate of Deposit (CD) and Individual Retirement Accounts (IRA).

Certificate of Deposit (1)Individual Retirement Accounts (1)
  • Interest Bearing
  • $500 minimum deposit (2)
  • $1,000 minimum deposit (3)
  • 31 day - 60 month terms
  • PVB Anywhere Internet Banking
  • Telebank Telephone Banking
  • Interest Bearing
  • $500 minimum deposit
  • 30 day - 60 month terms (4)
  • PVB Anywhere Internet Banking
  • Telebank Telephone Banking

 

Both CD and IRA accounts qualify for CDARS services to insure and protect up to $50 Million

(1)There will be a substantial penalty for early withdrawal before the end of the term of the account
(2)$500 minimum deposit for most terms of one year or more.
(3)$1,000 minimum deposit for most terms of one year or less
(4)Terms for traditional IRA's are 30 days, 18 months, or 60 months.Terms for ROTH IRA's are 18 months and 60 months.

Specialty Club Accounts

The Poca Valley Bank makes it easy to save for a vacation or the Christmas money crunch. We offer specialized savings accounts just for that purpose. The Vacation Club account matures in May and the Christmas Club account matures in October.

Both Club Accounts have these features:

  • Interest Bearing
  • Automatic debit from another PVB account (at least $5.00 / month is required)
  • At club maturity, we will electronically deposit the club balance into the deposit account of your choice.
  • PVB Anywhere Internet Banking
  • Telebank Telephone Banking

 

Internet Banking

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PVB Online Banking

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